Friday, April 10, 2020

750 under microscopic lenses




The government of the Republic of Namibia recently launched an emergency income grant (EIG). A once-off payment of an amount of N$ 750.00 to all Namibians who are between the age of 18-59 unemployed, employed or self-employed in the informal sector and have lost their jobs or income due to measures put in place to combat the spread of COVID-19. The grants’ aim is to ensure that the basic standard of living is maintained. During the official launch of the EIG Hon Iipumbu Shiimi, the Minister of Finance encouraged potential beneficiaries to use the money wisely.

Are you waiting for the Ka-ching notification on your mobile phone? Please just a second; have you drawn your budget? Be reminded to set your priorities so well and manage your spending by creating and sticking to a budget. With the given means of (N$ 750.00), it is time we pay no attention to our wishes and focus only on the essential needs. 


The amount may seems little, but if spending is slightly adjusted, the N$ 750.00 may make a difference. Individuals eligible for the grant are encouraged to budget and make sure that their basic needs are within the brackets of the grant. Given the constrain, budgeting is crucial because it will helps in directing spending to much needed essentials only. When one do not have any idea of what to spend on, the probability to waste is very high. The insufficiency of the grant does not justify thoughtless spending. The generic budget below may assist in spending the grants wisely, while waiting and hope for the situation to normalize. 


Generic Budget  

Grant                                                                    N$ 750.00

Les: expenses                                                                                   
 Power/Gas                                    N$ 120
 Food                                            N$ 340.00
     Emergency reservation                  N$ 150
     Toiletries                                      N$ 85
     Transport                                      N$ 55.00
                                            
·        Total expenses                                                       N$ 750.00


       

          "Budget matter most with limited resources"

                   BY M.P Ndjambi and O.K Joseph




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